The internet is going crazy about May 1, 2026 and credit changes… but what’s actually happening?
In this video, Mike The Credit Guy breaks down the TOP 3 REAL credit changes coming into 2026 — and how they could impact your credit score, approvals, and financial future.
From medical debt changes to Buy Now Pay Later reporting and the rise of behavior-based credit scoring models like FICO 10T, this is what banks and lenders are already preparing for.
If you’re trying to boost your credit score, fix your credit, or stay ahead of the system, you NEED to understand these changes before they hit.
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